The friendly and helpful staff of the Spring CJD - AN Finance Department are ready to answer your questions regarding car loans, auto financing, lease options and APR rates for new and used vehicles. Let us help you find an interest rate, car payment or loan schedule that suits all your needs. Our online credit application is secure, free and there is no obligation after you apply. We work with a large network of lenders so we can usually put together a financing deal that will let you drive the car you want! Good credit, bad credit - we are here to help!