Get a Free Houston Car Loan Quote - Good and Bad Credit Accepted! Spring CJD, near Houston, Texas, helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Spring CJD help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Spring CJD works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!

Lease vs. Buy

Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.

Learn from our trained finance staff about financing your next vehicle.

At Spring CJD Houston, we are committed to helping you when others have tried and failed. For your convenience, use our Online Credit Application to get Pre-approved today! For immediate approval, please contact us or call 281-651-3600 and ask for Mike Chrisman Finance Director at Spring Chrysler Jeep Dodge & Sprinter

We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!